Business Insurance is designed to protect your business assets against unexpected events. A wide range of covers are available unde this policy. The policy can be tailored to your business needs.
Property/Fire Section - Covers damage or loss to the building, contents and stock caused by an insured event such as fire, water damage, etc.
Theft Section - Covers your business against loss or damage to your contents and stock.
Money Section - Covers your money from theft at the premises, during and after business hours, in a locked safe, in transit and at your private residence.
Glass Section - This covers repalcement for external and internal glass as well as signs which you own or are leggaly responsible for.
Business Interruption - Covers loss of income due to the business not being able to operate
Machinery Breakdown - Provides cover against unforseen damage to machinery and equipment. A current comprehensive maintenance agreement may be required to be in place.
Deterioration of Stock - This is an optional cover under the machinery breakdown section. It covers deterioration of frozen, chilled or refrigerated goods and stock if the freezer/refrigerator unit storing them breakdowns.
Public Liability - Covers your business for legal and compensation costs for personal injury, loss or damage to property you are found liable for dur to negligence.
Products Liability - Covers your product you have manufactured or selling which you are deemed liable for against failure resulting in injury, damage and death.